At John Charcol, we have access to a broad range of mortgages, including exclusive deals and specialist lenders. We can help you find the right product for your circumstances. Get in touch with us today on 0330 433 2927 or submit an online enquiry to find out more.. If no insurer is prepared to offer insurance the £150 fee - minus a small administration charge of £25 plus VAT - will be refunded. Depending on what the inspection found, any insurance.

Subsidence Guide Everything You Need To Know Home selling tips, Home buying tips, Things to come

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Subsidence causes. Subsidence occurs when the ground on which a property is built shifts for some reason. Perhaps a long dry spell has caused the water table to drop. Perhaps the soil has been disturbed by the roots of trees. Or perhaps a broken drainpipe has caused the soil to be washed away from the foundations. How to spot subsidence.. According to data from the Association of British Insurers, the average insurance claim for subsidence is around £6,250. However, if you ignore it the costs can rise significantly. If your property ends up requiring underpinning, it can end up costing more than £10,000-£50,000 to fix (or even more in some cases).